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Shop the Best Fixed-Rate Electricity Plans

Lock in your electricity rate with a fixed-rate and take the guesswork out of monthly bills.

Author: Lisa Iscrupe / Editor: Hannah Hillson Updated: October 15, 2026

At Choose Texas Power, we aim to provide consistent, reliable information about energy plans. Our partners do not direct our editorial content, though we may reference their products in our posts. Read about how we make money to learn more.

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Our recommended fixed-rate plans

What is a fixed-rate electricity plan?

The energy market is complicated enough, you should be able to find a plan built for certainty, not fine print. A fixed-term with a fixed-rate for your term is the optimal choice. These fixed-rate energy plans have no bill credits, no variable pricing, and no minimum-usage fees. You get the same rate at every hour and every usage level, keeping you protected against price spikes for the duration of your contract.

If you want a stable electric rate, here are a few popular, reliable fixed-rate plans to consider.

Best overall fixed-price plan: APG&E Simple Choice 12

APG&E’s Simple Choice 12 is our pick for best overall fixed-rate plan because it combines low rates with easy-to-understand billing. Also available in term lengths of 9, 18, 24 or 36 months, this plan is great for renters or homeowners alike. Whether you are staying at your home for a brief time or the long haul, you can enjoy worry-free energy bills with this fixed-rate plan.

Best fixed-price plan for small homes: Discount Power Wise Buy Basic 24 Online

For small homes, it’s tough to beat Discount Power’s fixed 24-month rate, hovering around 14.9¢ at the time of this writing. With no gimmicky bill credits, this plan keeps your electricity bill refreshingly simple. While there is a $9.95 monthly usage fee, it’s waived when you use at least 1,000 kWh, so you can skip the during higher-usage months.

Best fixed-price plan for large homes: Cirro Simple Advantage 12

Simple Advantage is a plan made for owners of large homes. Also available in a 24-month term, this Cirro energy deal keeps your energy costs low without the headache of confusing bill credits. Cirro Energy also tailors its options to homeowners by offering HVAC, electrical, and smart home security solutions, with exclusive Vivint savings.

Best fixed-rate plan for customer satisfaction: Gexa Saver Freedom 12

Gexa’s customers consistently rate the company high in customer satisfaction, making this a solid choice for households searching for dependable energy support. Also available in 24 – or 36-month terms, you can enjoy a stable rate with no usage requirements or bill credit terms for however long you plan to stay in your home.

Best fixed-price plan for the environmentally-conscious: Green Mountain Energy Pollution Free e-Plus Preferred

Green Mountain Energy is the fixed-rate favorite for environmentally conscious households. It pairs renewable electricity with a straightforward fixed rate that stays the same regardless of how much electricity you use. Choose a one- or two-year contract for an easy way to support cleaner energy at home.

Find the best fixed-rate provider for your needs

Finding a fixed-rate plan for your home is about more than price. Your energy needs and priorities may differ from other shoppers, so we make it easy to compare providers that offer your best fixed-rate energy plan options.

Provider

Best for

Fixed-rate plan example

Offers same-day setup

Express Energy Long-term price stability Express 36 ✔
APG&E Shorter contract flexibility Simple Choice (9, 12, 18, 24 or 36) ✔
Gexa Energy Strong customer service Gexa Saver Freedom 36 ✔
Green Mountain Energy Renewable energy options Pollution Free e-Plus Preferred 12 or 24 ✔
TXU Energy Homes with consistent usage Simple Secure 24 ✔
Reliant Energy Online, self-service options Reliant Pure Power 12 ✔
Octopus Energy Prepaid, no credit check plans Octo Volt 18 ✔

Rates and plan availability vary by location, usage, and enrollment date.

Why fixed-rate electricity plans are the top choice

Fixed-rate electricity plans are a great option for Texans because they balance affordability and stability. Fixed-rate plans offer a wide range of options to help you find a plan that fits your household, no matter your home size, energy needs, or budget. You don’t need to worry about hitting a usage requirement to get a bill credit because your rate stays the same regardless of how much energy you use

How to pick the right predictable electricity plan for you

Picking the right energy plan starts with understanding your options and energy needs. Choose Texas Power can guide you on everything you need to know to confidently pick an energy plan and avoid surprises on your energy bill.

Not all fixed-rate plans are the same

Some fixed-rate plans keep the same energy charge regardless of how much electricity you use. Others may still be labeled fixed-rate but include conditions in the Electricity Facts Label (EFL), such as usage tiers, time-of-use, or bill credits that apply only when you reach a certain level of usage.

This page highlights straightforward fixed-rate plans without those additional usage-based conditions. That doesn’t mean plans with bill credits or tiers are bad options — they can be a great fit for households with predictable monthly usage. But if you want the simplest option, look for a fixed-rate plan with no usage requirements.

How bill credit plans work and what to know before you choose

Bill credits are monthly discounts included with certain fixed-rate plans when you meet a specific usage threshold. For example, a provider may apply a $100 credit when you use at least 1,000 kilowatt-hours (kWh) in a month. The usage threshold is set in your contract, but if you do not reach it, your monthly bill and effective price may be higher than expected.

A bill credit plan can be a good fit if you know your average energy usage and expect it to remain consistent enough to qualify each month.

Not sure whether a bill credit plan fits your household? Start with our plan match tool. This quick questionnaire estimates your energy use to match you with a plan that fits your needs.

Your energy plan checklist: Know before you enroll

Consider these questions when you’re deciding on the best energy plan for your household.

  • Do you prefer stability or flexibility? If stability is your priority, opt for a fixed-rate plan. If you’re on a short-term lease or unsure how your energy needs may change, consider a short-term or prepaid- plan for added flexibility.
  • How long can you commit to an energy plan? If you’re not ready to commit to a contract, a month-to-month plan may be best. However, if you plan to live in your current home for a year or more, explore long-term plans that let you lock in a low rate.
  • Want to lower your home’s carbon footprint? Our marketplace features a variety of green energy plans. If green energy is important to you, consider one of our competitive renewable energy plans.

If you feel stuck between a few options, call our energy experts at the number on your screen for guidance. Our team has years of industry experience and can help you find the best plan.

Shop your way

Everyone shops differently. Whether you prefer to research options on your own or want the guidance of an expert, we can simplify the process for you:

Want to compare plans at your own pace? Our online marketplace compiles today’s most accurate rates and plans from top Texas electricity companies. Enter your ZIP code to explore options in your area.

Want personalized guidance? Call the number on your screen to speak with our team. Have your address or ESID number, Social Security number, and email address ready.

An agent will ask about your energy needs and budget, then help you compare plans available in your area, including select plans that are only available over the phone. Whether you want a lower bill, a reliable provider, or a plan that better matches your usage, we’ll help you find the right fit.

Let us match you to an energy plan

Share details about your energy habits, and we’ll recommend a plan that fits your life.

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Our tips for predictable bills

No one enjoys being surprised by a high electricity bill. This usually happens when customers are unaware of their plan’s different rate tiers and end up in the most expensive one. Here’s how to get stable, predictable energy bills:

  1. Pick a plan based on your usage. Aligning a plan to your average monthly consumption helps you know what to expect when your bill comes. Check multiple past energy bills to learn your average usage, then pick a plan with a good rate for your tier.
  2. Search for a plan with less variation between usage tiers. Plans with rates that jump significantly between usage tiers are prime culprits for high energy bills. If you slip into a higher usage tier for one month, your energy bill could be much higher than expected. Carefully review the price differences across tiers to find one with the least variation.

Texas fixed-rate energy plans FAQs

Is a fixed rate for electricity a good idea?

Yes, our energy experts generally recommend fixed-rate electricity plans because a set-price structure can make budgeting easier. Fixed-rate plans offer a straightforward way to manage your energy rate, helping you budget with greater peace of mind.

Is a fixed-rate energy plan the best choice for me?

For most Texans, basic fixed-rate plans are best because they offer protection against price spikes often experienced during summer and winter. While your rate stays the same for the length of your contract, fixed-rate plans still offer plenty of options so you can find a plan designed for your specific needs. You can choose from different term lengths and rate options to match your household’s energy use, budget, and lease timeline.

Do fixed-rate energy plans contain hidden fees?

All energy plans, even fixed-rate ones, will include additional fees. However, energy rates on our marketplace are transparent and include utility delivery fees. Your energy bill will also include local and state taxes. Carefully review your plan’s EFL for details on your rate, base charges, TDU fees, and more.

Will I have to pay a deposit to get a fixed-rate plan?

If your credit score is lower than the threshold set by a provider, you may have to pay a deposit to begin service. You won’t have to pay a deposit if your credit score exceeds the provider’s threshold.

What happens if I’m late on a payment for my fixed-rate plan?

If you are late paying your energy bill, your provider may charge a late fee. Your service could also be disconnected if you are late multiple times or your account is past due for an extended period. Your provider should send you a notice before disconnecting your service.


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